The Indian Railway Catering and Tourism Corporation (IRCTC), which deals with the catering, tourism and online ticketing of the Indian Railways, will launch its own payment system called “IRCTC-iPay” by 18 August. It will help alleviate the problems faced by travelers when booking train tickets online.
Currently, only six banks are licensed by IRCTC to make online payments, including the State Bank of India, Indian Overseas Bank, Canara Bank, HDFC Bank, Axis Bank and United Bank of India. Currently, anyone who does not have an account at one of these banks is required to use the services of a third-party provider to make a payment, which has complicated the process.
Outside the payment process, the refund process has been problematic for people using third-party vendors. With the introduction of the direct link with banks, the total transaction points will be reduced. This, in turn, will reduce the time required to make repayments. This step will also help the IRCTC to open direct negotiations with banks for special offers or discounts.
The new system will act as a payments aggregator and will include most banks in the country. On his official Twitter account, the IRCTC tweeted: “The IRCTC-iPay IRCTC payment aggregator will be available on irctc.co.in by August 18, the PCI-DSS security certificate has been granted to the IRCTC-iPay IRCTC. -iPay provides all payment options like credit card, debit card, international card, auto debit, UPI, wallets, etc. ”
The Railways has taken consistent steps to improve its services and give a new image to the country’s lifeline. The Railway Council had already announced the repainting of nearly 30,000 postal and express train coaches, among other improvements. He also highlighted plans to replace traditional train toilets with vacuum bio toilets such as those used in flights. About 500 vacuum bio-toilets have already been ordered. Once the experiment is successful, the Commission will replace the 2.5 lakh toilets in the trains with a vacuum bio toilet.
In addition, Indian Railways decided to review their schedule by August 15th. The new schedule will help create “blocks of time” that would be used to encourage maintenance work. The schedule is structured in such a way that maintenance work is done in stages and disrupts railway services as little as possible.